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High growth neobanks are making the most of what digital assets like stablecoins offer.

For financial apps, wallets, payout platforms, and fintechs, stablecoins offer a practical way to move money faster, reduce settlement friction, and make payment flows easier to predict.

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If you want to enable crypto payments in an app, you need a full payments stack that handles identity, compliance, fiat conversion, wallet logic, transaction routing, settlement, reconciliation, and fallback rails when something fails.

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Stablecoins processed more than Visa and PayPal combined in 2025. That number used to live in DeFi research reports. Now it's showing up in payroll product roadmaps.